Most students take out loans to fund a portion of their college expenses. Loans must be repaid, so be sure to plan your finances carefully and borrow only what you can afford to repay.

Direct Subsidized and Unsubsidized Loans

Direct Loans, Subsidized and Unsubsidized Loans are offered by the U.S. Department of Education. If you qualify for a subsidized loan, the government will pay the interest while you’re in school but you are responsible for the accrued interest on unsubsidized loans.

Direct PLUS Loan

The Direct PLUS Loan is a federal loan for parents of dependent students. Direct PLUS Loans are offered by the U.S. Department of Education.

Private Student Loans

A number of lenders also offer private loans to students. Typically, repayment begins after a short grace period. You are responsible for the interest while you’re in college. Most private loans require you to have a credit-worthy cosigner.

The Bethel University Office of Financial Aid adheres to the National Association of Student Financial Aid Administrators' Statement of Ethical Principles and Code of Conduct and Bethel's Code of Conduct Governing Educational Loan Activities.

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